Property Insurance
Why do you need this policy?
Everyone strives to protect their property, as for many, a home is not just a personal space but a symbol of stability, warmth, and comfort. However, even in today’s world, homes and possessions face numerous risks. Since property is costly, the most effective way to avoid unplanned expenses is to secure a property insurance policy.
What risks are covered?
- Fire: Protection from damage caused by flames and firefighting efforts.
- Water Damage: Compensation for losses from plumbing accidents or flooding from neighboring apartments.
- Natural Disasters: Coverage for damage from hurricanes, floods, and other natural calamities.
- Unlawful Acts: Protection against intentional destruction or damage to property.
- Theft or Robbery: Compensation for stolen valuable items.
- Civil Liability: Coverage for damage caused to neighbors due to unforeseen events like fires or floods.
What can be insured?
- Interior finishes and engineering equipment.
- Movable property: furniture, appliances, clothing, and other personal items.
- Civil liability: protection against third-party claims.
- Structural elements: including glazing.
What to do in case of an insured event?
- Housing and utilities services
- Fire department (in case of fire)
- Gas services
- Emergency medical services
- Law enforcement (Ministry of Internal Affairs)
Immediately notify the relevant authorities for investigation:
Take all possible measures to prevent further damage to your property and that of your neighbors.
Contact “Takafful” Insurance Company at (+992 44) 610-00-88 and request a company representative.
Inform neighbors about the need for a company representative to inspect the insured property. Coordinate with them to preserve the damaged property and the scene until inspection.
If a claimant files a lawsuit against you, promptly notify the insurer. Do not make any statements in court without prior consultation with our company.