Voluntary Medical Insurance
A Comprehensive Approach to Your Healthcare!
The Voluntary Medical Insurance (VMI) program is designed to cover medical expenses for insured employees when they require medical services. When an insured individual seeks treatment at a medical facility, “Takafful” Insurance Company either arranges medical care through partner clinics or reimburses the costs incurred by the employee for independently sought medical services.
The VMI program may include the following types of medical care:
Benefits:
The primary advantage of VMI is that insured employees gain access to a broader range of medical services, avoiding long waiting times in queues and receiving prompt treatment at private clinics.
Medical Centers and Clinics:
Clinics and Laboratories:
- Ibn Sino Clinic, Dushanbe
- Shifo Medical Center, Dushanbe
- Nurafzo Diagnostic Center
- Gemotest Laboratory
- Diamed Medical Center
- Akhwat Laboratory, Dushanbe
- Lukmoni Hakim Clinic, Khujand
- Yasub Diagnostic and Treatment Center, Khujand
- Aksi Shifo Clinic, Bokhtar
- Istiqlol State Hospital, Dushanbe
- National Diagnostic Center, Dushanbe
- Marmad Clinic, Khujand
Dental Clinics:
- Smile Dental Clinic
- Viodent Dental Clinic
- OROM Dental Clinic
- Family Dent Dental Clinic
- Vinir Dental Clinic
- IGNES Dental Clinic
- Sadaf Dental Clinic
Pharmacy Network:
- Salomat Online Pharmacy
- Fito-Farma Pharmacy